Uncategorized Archive

How to Finance a Motorcycle? The True Answer!

Have you ever thought desperately about the fact of how to get your motorcycle finance very easily? You must be looking for ways about how to finance a motorcycle with ease. Looking out for ways to finance a bike can be a tiring task. But, there are various ways to find the best finance deals for motorcycles as per how much amount you own.What is the difference between motorcycle loans and other loans?A motorcycle rider loan is very much similar to a car loan. Just one difference being is that there are not many banks or financial institutions, which are ready to offer you motorcycle loans.But, these motorcycle loans are now becoming easily available with some institutions that feel that it is a specialty loan.Following the tips given below, you can get the best loan for your motorcycle:A) Always check out, if your company is offering motorcycle finance to its employees.If a motorcycle is an essential for you in order to commute from home to your office and vice-versa, then your employer may be able to pay up for some of the expenses.You should be able to convince your employer to pay for the motorcycle expenses by ensuring him that you will do some of the deliveries using it. This might solve your purpose well.B) You should have a fair idea of the amount you will need to purchase the motorcycle.Yet another thing you should keep in mind is the amount of money you own, which you can invest in the motorcycle. Think twice about the cash you have in ready and about other sources, which you can easily arrange.What is the icing on the cake now?In fact, some companies do not need application fees so that you can save some money. There are some agencies online, however, that need a down payment.Which is the right option for you?As a matter of fact, online finance leasing has several benefits such as having a low APR (APR is the annual percentage rate on a credit card). Adding to this, shopping over the internet saves you both efforts and time to go to every loan provider.Also, you should know that an online process can actually take just 15 minutes to give you the required loan for buying a motorcycle.What is my most important tip for you?You can think of buying a cheap bike with all the features you are looking for. Or, you can even try purchasing a used motorcycle, which can make it easier to get good financing options as compared to the brand new ones.What must you do now?Practically, gaining Knowledge of how to avail finance options for your motorcycle can help you in repairing your credit rating.
In this context, you should conduct a deep research and opt for the loan that is customized to your needs. Just do your research well so as to get the best loans suiting your needs.

Grab The Latest Technology News Of Today

Staying in touch with all the latest technology news is crucial in the modern society we live in so knowing how you can get the latest stories could prove to be an excellent advantage for anybody. To be able to keep yourself up to date you must come across some reliable technology news sources that can give you timely information. Probably the most well-known news sources for technology news are TV shows, tech magazines and also the world wide web. From each of them it is possible to find out loads of new information and facts, however, many of those sources are much better than others and we’ll explain you why, exactly.You can very well have one or more subscriptions to a variety of relevant publications but the disadvantage is the fact that you only get updated once a month or if this is a weekly subscription once every week. Considering the fast way that modern technology is evolving nowadays, you may be missing out on plenty of action and you will get informed later than the majority of the people around you.Another option you have is to inform yourself from various TV shows that feature the latest device and so on. This could well be done, but you will have to be in front of the television every time the show is on which means that you’ll need to make your schedule around your favorite shows. An alternative is to record them when you don’t have time when they’re being broadcasted live and to watch all of them at a later time but at that time, you won’t be watching the latest technology news at all, you would only be catching up!The very best source of news however is definitely the internet where news are instantly available for everyone to read. The easiest method to plug yourself in in the juiciest technology news is to find a few blogs that you like and to subscribe to their RSS feed. In this manner, every time a new piece of news is being updated, you receive instant messages in your email inbox. These day there are a lot of blogs with the latest computer technology news which are updated everyday. Make sure you browse around the web to find a few sites you really enjoy reading.

Analyzing Issues of Overidentification in Special Education

Overidentification in special education has two potential meanings. First, it can mean that there are too many students being identified as needing special education in a school or district. Estimates of students in need of special education services have ranged from 3% to 8% of total students. Central office staff typically attempt to stay within the 10% range however, it sometimes reaches highs of 13% or more. Second, it may mean that a certain group of students is over represented in the special education population in comparison to their make up in the general population of students. Ideally, the proportion of the subgroup of students in the special education population should be identical to that of the general population.Overidentification of students in need of special education services results in a number of negative outcomes for the students, the school district, and to a larger extent society. Students identified as needing special education services often don’t receive the same rigorous curriculum as those not receiving services. Therefore, they are not as prepared for the demands of the next grade level as unidentified students. They frequently have lowered expectations placed upon them, may be socially stigmatized, may display greater behavioral problems requiring disciplinary action, and are more likely to not complete school or they complete school with less skills than other students.Overidentified students place an unnecessary burden on already limited school resources and take away existing resources from those students who are really in need of them. Staff time is taken up in extra preparation for their daily needs, to go to extra meetings, and to complete evaluations. If discipline becomes an issue, then administrator time gets taken away from other duties.In regard to potential impacts on society, overidentification’s reduced demands, watered-down curriculum, and potential social stigmatization leaves students unprepared to continue with their education or lacking the skills necessary to take a productive role in the workplace and support themselves. When these students are unable to become productive members of society after school then their educational institution has failed them.Some of the reasons for overidentification include:
Poverty and income inequality
Inequity in schools funding
Inability to access early interventions
Lack of training in regard to appropriate referrals to and placements in special education
Lack of understanding of diverse populations
Research has found that students from impoverished backgrounds are more likely to be unprepared for the rigors of education and lack the background knowledge and experiences of their more affluent peers. The Head Start Program was developed in 1965 to meet this need, and to provide comprehensive services to low income families during the preschool years. However, while gains have been made, a gap still exists, and many families are unable to access these services for a variety of reasons.Schools are not always funded appropriately with many schools requiring students to bring in their own work materials, lack resources for paraprofessional support, or lack the funds to have full day kindergarten or hire enough teachers to have smaller classes. When schools are funded appropriately, the district often determines where and when the money is spent, which may not always be on the biggest needs or those that will make the biggest difference in the long-term.Unfortunately, some schools don’t always make appropriate referrals or placement decisions. Sometimes they wait too long before making a referral and sometimes they make one too soon. The advent of Response to Intervention (RTI) may help in this area as schools should have data about how students respond to interventions before making a referral.Lack of understanding about different cultures and the way children learn may also lead to students being over identified, especially for behavior concerns. Not every child is able to sit in a chair for six hours a day learning. There are many ways to learn and students need to be exposed to as many of them as possible before being identified with a disability.Parents and educators need to be aware that over identification of students for special educational services has short and long-term consequences. These consequences affect the student, the school, and, potentially, society. It is the school’s responsibility to keep an open mind, look at individual differences and all possibilities prior to identifying a student as in need of special education services.

Online Scheduling Software Versus Google Calendar – What’s the Difference?

Online calendars, scheduling software and appointment programs abound in computer programs and the Internet. On the surface, they may appear the same. Delve in deeper, however, and you soon learn that they are not. This is especially true when comparing online appointment scheduling services and Google calendar.WHAT IS ONLINE APPOINTMENT SCHEDULING?Online appointment scheduling is what’s typically known as Software as a Service (SaaS), an online program that users access through the Internet or a secured online portal. Geared primarily toward large and small businesses that have a need for an efficient appointment and reservation system, SaaS scheduling providers typically charge a fee for using the software, which the user can set up and manage by logging into his or her account. Think of e-mail and online banking or shopping. It’s the same principle.Generally, online scheduling systems do a good job of pinpointing the specific needs of its clientele, and most providers offer functionality relevant to scheduling and managing appointments and customer, patient and student information. This includes:• Online self-scheduling. Clients, customers, patients and students can book and manage their own appointments online. This can significantly reduce the number of phone calls and e-mails the business or organization receives.• Automated e-mail and text message reminders. “No-shows” can have a dramatic negative impact on business operations. Surveys have shown that appointment reminders can help reduce these by 50 percent. However, many operators do not have the time or resources to call or e-mail clients, patients or students prior to their scheduled appointments. Automatic e-mail and text message reminders accomplish this without any effort on the part of the business or organization. Appointment-scheduling software typically sends these to both the owner/operator and the scheduled individual.• Customizable templates. To help design a scheduling page that best fits their individual preferences and focus, some scheduling software allows users to incorporate specific color schemes, images, logos and other objects for that perfect look.• Record-keeping and report-generating capabilities. Businesses and organizations typically depend on accurate, easy-to-create reports to examine the overall productivity of their operations. Managing multiple files and folders can be tedious. Some online schedulers give users the ability to manage and easily access this information from one central location.• E-marketing capabilities. Many online appointment-scheduling software applications also provide excellent opportunities for e-marketing, as your current and past client information e-mails are readily available. It’s a great way to communicate specials, events and other information with them.HOW IT’S DIFFERENT THAN A GOOGLE CALENDARWhen it comes down to it, online appointment-scheduling software and Google Calendar really are two different things.Google Calendar is, well, a calendar. Designed primarily for individual users, it provides a free and efficient way to store and manage events, as well as receive event reminders. As a Web-based application, it, too, can be accessed from any Internet connection and can synchronize with many mobile devices, such the iPhone and Blackberry, as well as PC applications such as Microsoft Outlook. You can use Google Calendar to share your events with friends or the public, as well as invite guests to an event. You can also send reminders to those guests.It serves its purpose, but does not provide most businesses with the functionality they need to adequately manage their appointments, reservation and bookings. Scheduling software companies like Appointment-Plus know what businesses and organizations need in appointment-setting solutions and continuously examine ways of improving functionality and creating new, beneficial features. Who better to develop and improve on small business scheduling solutions than appointment software providers, who typically are small businesses themselves and can better relate to the every-changing needs of their clientele?Google Calendar lacks important functionality in several areas, which reinforces the notion that its primary purpose is that of a personal calendar rather than a small business tool. Limited or missing features include:• Scheduling “rules.” These are important for successful scheduling, both internal and online self-scheduling. Not having the ability to properly manage days and times-when customers can schedule, blocking off days and times, limiting the number of registrations-can have a negative impact on business operations. In fact, a small business owner or staff may spend more time managing it than they would with a paper appointment book and phoned-in appointments.• Sufficient database capability. A robust database is vital to small business operations. Not only does it accurately store customer information to access and review, owners and staff can use it to record notes and other details, as well as use it as a mailing list for e-marketing campaigns. Because it stores entire customer contact records and business-related information, it eliminates the need for maintaining separate files and folders. It’s a beneficial component of a proper scheduling application…and one that Google Calendar lacks.• Credit card processing. Most small businesses charge for their services. And most who offer online payment of these services realize the benefit, both from their end and their customers. Some appointment-scheduling systems allow for “point-of-sale” functionality on their clients’ scheduler pages. Google Calendar and similar applications either do not provide this capability or require additional steps to incorporate it.• Multiple Locations. Another advantage of online appointment-scheduling software is the ability to manage appointments and staff at multiple locations, a feature that’s not available in Google Calendar. A business or organization would have to create a separate calendar for each of its offices, sites and other locations. To centralize scheduling and client information, a merging of the calendar data would be necessary, which can be a difficult and time-consuming task.For a business owner just starting out or making his or her first venture into online scheduling solutions, these inefficiencies may not appear to be a stumbling block to accepting and managing appointments and reservations. However, they can have a tremendous impact on a small business operation and may force the owner and staff to rethink the way they handle their appointments and reservations.EXAMPLEA good way to demonstrate how a business owner realizes the importance of online scheduling software is through a “real-life” scenario.John Smith, a personal fitness trainer, left a position at a large health club to start his own personal-training business. He found a small office to conduct his sessions and began advertising his business. In a short amount of time, his clientele rose from a handful to several dozen. Business was good, but his scheduling procedure was not.While employed at the health club, Smith used a Google Calendar to personally manage his appointments. A receptionist and support staff was responsible for client scheduling and management, which included online client self-scheduling and processing session fees. Additionally, they monitored the schedule to prevent double-bookings.Unfortunately, Google Calendar does not offer the functionality Smith needed for his growing business. He tried using the application for online scheduling, only to find that client double-booking occurred. After discontinuing online scheduling, he got bombarded with phone calls from clients looking to schedule and cancel sessions, which interrupted his sessions. Because the calendar lacks adequate database capability, he was unable to use it for e-marketing and general communication with his clients. And it didn’t give him the ability to process credit-card transactions. Without a receptionist or support staff, he found himself spending long hours managing his calendar and clients.Smith soon learned that a change was necessary, which came in the form of online appointment-scheduling software. With this technology, he’s been able to completely automate his scheduling procedures. His clients now book and manage their appointments and session information securely online. They also pay for their sessions through the point-of-sale feature available on the scheduler. Smith also receives e-mail notifications when clients schedule, change and cancel their sessions.Thanks to online scheduling software, his focus is on his business and clients, not managing sessions.Google Calendar can be a perfect tool for your own personal appointments. However, when it comes to managing appointments and reservations, as well as your clients, you just can’t beat Web-based scheduling software. Appointments are its business….it’s what it was designed to do.

An Inside Look at the Importance of a Smile in Sales

If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in the first impression you make. Keep reading to learn all about the importance of a smile in sales (as well as how cosmetic dentistry can help!).

Smile: Your Sale Depends on It!

Knowing your product and knowing your audience are key in sales. However, you don’t get far if your client doesn’t trust you or believe you. That’s why it’s so important to make a good first impression! Here are a few ways a smile can help:

• Smiling is more powerful than you might think – One study found that smiling has the same effect on our brain as $25,000 in cash!

• Smiling communicates your state of mind – Smiling is a non-verbal cue that you are happy to be where you are, that you are confident in your product, and that you are ready and willing to help.

• Smiling creates a ripple effect of positivity – Have you ever seen a friend yawn and done the same? Or seen someone take a sip of water and immediately realized you’re thirsty? Thanks to the mirroring neurons in our brains, we naturally mimic the behavior of those around us.

But What If You Don’t Like Your Smile?

If you don’t like your smile, don’t worry – that’s where cosmetic dentistry comes in. Whether you’re struggling with misaligned, misshapen, cracked, or otherwise imperfect teeth, your smile goals aren’t out of reach. The first step? Scheduling an appointment with a skilled cosmetic dentist. For both my father and myself, providing high-quality, personalized, and judgment-free dentistry is a passion. There’s truly nothing better than seeing someone walk out of our office with a dazzling, confident smile! So, don’t wait to make your dream smile a reality – it could make all of the difference when it comes to your personal and professional life!

Where to buy beautiful rugs, floor mats and more.

Where to buy beautiful rugs, floor mats and more. Including unique t-shirts, dresses, bags and artworks. All in one website with free shipping worldwide!

QueenNoble.com is the exclusive online art gallery and home décor online store where items were designed by artist QueenNoble Dr. Elle Ramirez. You can get all your home decorating needs in one place without worrying the shipping fee. You can collect all her original art pieces and open editions from your comfort zone in just few clicks. All original artworks will be shipped straight from the country of exhibition with free shipping worldwide. Home décor on QueenNoble is not your usual home decoration items. Every items were designed by QueenNoble Dr. Elle Ramirez exclusively made from handmade paintings turned to manipulated photos to make stunning designs for every home décor items such as the rugs, lamps, wall decors and more. Of course the original artworks of QueenNoble are all available to every collectors who collect only original artworks. The prints are premium quality, framed and ready to hang for everyone’s convenience. Rugs, lamps, pillows and others are designed by QueenNoble, and then manufactured by partnered companies in Europe and in The United States.

The artist And Designer QueenNoble

Dr. Elle Ramirez also known as QueenNoble is an American international fine arts artist, designer, sculptor, photographer and an author. Dr. Ramirez creates rare textured and embossed abstract artworks from wall sculptures to embossed paintings. Her career began from year 2006 up to this present day. (See Wikipedia.)

QueenNoble is known for her textured and embossed abstract artworks mimicking planets, natural stones and rocks, abstract engraved portraits, several monochromatic and vivid concepts.

“Live Minimal” is one of QueenNoble’s art books released year 2021. (See Google Scholar Books)

QueenNoble is also an author of several mental health books like “Quarantine: The Challenges During Quarantine and How to Keep Our Sanity”. QueenNoble is also the author of the Novel called, “The Cart Season 1”. (See more on Amazon)

One Of A Kind Products You Can Buy On QueenNoble

One of a kind luxury collectibles with certificate. Unique items designed and curated by QueenNoble Dr. Elle Ramirez are now available on the official website. One collectible is to one collector or owner. Collectibles can be a wallet, bag, a piece of art, a furniture, a dress or a shirt and more. A first come first served basis. Handmade with love and attention. Own something that no one has in the entire world. Only on QueenNoble. What will you get on the top of that? You will receive a certificate of authenticity upon receiving your item. Free shipping worldwide. Free repair and replacement in case of a major manufacture error. Most items are handmade and are genuine leather so slight imperfections are visible which are the signs of most genuine leathers in the market. Varieties of items and vast selections although items are very quick to be sold.

Who does not want a one of a kind item? It is really disliked to run to someone with the same exact dress in an occasion or a business meeting! Now on QueenNoble not only original hand-painted artworks are available now you get to wear an art yourself anywhere and anytime. Display a furniture or a décor and be asked by a friend or a colleague, “Where can I buy one?” and of course the answer is “You can’t buy that in the market.” Because It is only one!

What happens after you buy a one of a kind on QueenNoble? The price increases yearly for 10 years. What an investment for yourself or a luxurious lifetime gift for a special someone!

From the author’s words:

If you are a collector and a shopper, QueenNoble is definitely where to go specially if you are looking for unique designer’s décor such as rugs, comforters, bags, wall art etc. A lot of selections to choose from. The designs are contemporary and modern. In one look you know where the products are from since you can only find them on queennoble.com. The processes are also very convenient and shipping is fast worldwide.

I bought a one of a kind bag. When I received it it came with an envelope consisting the certificate. The leather bag is stunning. Fast shipping and free delivery. They also offer free repair in case there is a manufacturer error for free.

Note also that if you are a merchant you can sign up on their trading program. There is a 15-30% commission. Less work for you all you do is share the url of the product and your designated coupon code which you’ll receive when you sign up and you get paid everytime someone uses your coupon code. Sound interesting right? Copy code, share url and code on your social media and earn as you go.

QueenNoble is also on Saatchiart, Artmajeur, Singulart Galleries. On QueenNoble’s original artworks, all artworks with certificate of authenticity will be shipped straight to the collector from the current exhibited country and also free shipping worldwide.

What are anti-ligature blinds?

Anti-ligature blinds are becoming increasingly popular in a range of different settings. The way these blinds differ from traditional blinds is that they are designed to prevent suicide by hanging.

Initially, uptake for this type of blind was largely restricted to high-risk environments such as psychiatric hospitals and prisons, where suicide is common. In mental health environments and detention centres, suicide via hanging is common and preventative measures must be implemented. A huge range of objects could be used to create a ligature point, meaning anti-ligature systems are highly important.

Over the years, anti-ligature blinds have been supplied to hospitals, schools, student accommodation and even hotels.

How do they work?

There are a range of different systems on the market, but the most reliable could well be the magnetic anti-ligature system. YewdaleKestrel® products utilise load release magnets which separate when a downward force is exerted on the product. This means that the product falls to the ground safely and prevents suicide via hanging.

The magnetic systems used in Yewdale’s products are highly reliable because magnets don’t lose their strength for hundreds of years, guaranteeing a lifetime of lifesaving functionality.

Anti-ligature blinds usually have a magnetic connection point above the blind’s barrel. The blind is easy to reconnect to the magnetic bracket after it has fallen to the floor.

If you are considering an anti-ligature blind, Yewdale is a highly recommended company. Based in the UK, Yewdale produce a wide range of anti-ligature products, commercial blinds, and healthcare products including hospital cubicle tracks and medical curtains.

Yewdale produce other anti-ligature products too including a soft, lightweight en-suite door and other accessories such as soap dispensers, toilet roll holder, shelves and artwork. You can see the full range on the website using the link below.

10 Unsafe Symptoms of Cell Phones Usage on Teens

10 Unsafe Symptoms of Cell Phones Usage on Teens

Over and wrong utilization of PDAs can harm mental as well as actual health. Parents might consider giving their teens cell phones for security motivations. Be that as it may, the conceivable abuse and opposite symptoms of cell phones on young people are not obscure. While it effectively is mindful of your kid’s whereabouts, taking into account its antagonistic consequences for teens is significant. As indicated by a review led by the Seat Exploration Center, around 785 of all youngsters between ages 12 and 17 have cell phones (1). It is a typical sight these days to see a gathering of youngsters standing together yet having no discussion and being engaged with themselves. Teens utilize their cell phones to call their folks and do other great and awful things. Around one of every four teens approach the web, definitely more than grown-ups. Look at the post to know whether cells are great for teenagers, the adverse consequences of PDAs, and tips on the safe use of cell phones.

Impacts Of Cell Phones On Youngsters

There is no question that a cell phone is a convenient device. It facilitates correspondence with partners, companions, and family members. However, every innovation that gives such advantages comes with a bunch of adverse consequences. The effect of cell phones on youth and society is tremendous. This region requires consideration when you are giving your high schooler a phone. This is the way PDAs influence, teens.

Teen tendonitis (TTT)
Abundance generation of messages can prompt High schooler Tendonitis (TTT). It causes torment in the hands, back, and neck because of the unfortunate stance. As per a five-year partner study, extreme phone use is known to bring about outer muscle problems, for example, tendonitis and first carpometacarpal joint pain in the lower arm and thumb.

Stress
Having a mobile phone will entice your high schooler to go the entire day talking or messaging as opposed to doing useful things. Studies have demonstrated that youngsters who invest a lot of their energy in their cells are more inclined to pressure, uneasiness, and melancholy. Research has additionally tracked down that extreme utilization of cell phones might bring about an expanded gamble of emotional well-being issues.

Sleep misfortune
Most teenagers keep their phones close by while resting to answer messages and calls and stay reachable nonstop. This might prompt rest interference and disturbance. Investigations have discovered that young people who use cell phones after the lights out experience expanded sluggishness. Additionally, undergrads who use phones after the beginning of rest are accounted for to be alert an extra 46 minutes out of every week.

Mishaps
Adolescents will quite often go to calls and text while driving, which is demonstrated to be risky. As indicated by the Places for Infectious prevention and Counteraction (CDC), adolescents are bound to be diverted more than drivers of some other age. Thus, utilizing a mobile phone while driving ought to be a severe no.

Uneasiness
Depending on messaging as an essential method of correspondence can increment uneasiness in youngsters. Messaging is right away satisfying, yet it likewise creates tension. The moment answered by a companion can give pleasure and euphoria. However, if there should be an occurrence of deferred reaction or no reaction, this equivalent joy can transform into disillusionment. Likewise, mobile phone habit can transform into a fixation to promptly take a look at messages and answer. It might likewise increment tension by making a deception that they had gotten a message in any event, when there was no message, making them regularly look at their telephones (3).

Hazard of malignant growth
Despite the fact that there’s no obvious proof of the connection between wireless use and disease, there are a few measurably huge relationships in certain individuals. Information gathered from five European nations have shown an expanded gamble of acoustic neuroma in people who utilized a cell for at least ten years.

Despite the fact that there is no unmistakable examination supporting the gamble of malignant growth and cell utilization, it is said to have a wide scope of well-being impacts.

Cyberbullying
As indicated by a review led on 13-18-year-olds by Cox Interchanges, 15% of kids had been cyberbullied on the web, 10% had been cyberbullied by cell, and 5% had cyberbullied someone else through a phone.

As indicated by a review, cyberbullying makes young people miserable and reluctant to go to class. This study has likewise observed that youngsters who are cyberbullied have a higher gamble of psychosomatic issues, for example, incessant migraines, issues nodding off, a higher pace of tension, and depression.

Cyberbullying is considerably more challenging to recognize than actual harassment as it will in general be more imperceptible. Additionally, the culprits can take cover behind the obscurity presented by the web.

Bogus distinction
The most recent advancements in cells have made it simple for youngsters to get any data. The majority of the things projected via online entertainment and the Web may not be exact, yet teens who are innocent (at their age) could view them in a serious way and get impacted. This could lead them to live in a dreamland and foster bogus renown. Some may likewise turn to wrongdoings to satisfy their dreams.

Heftiness
Steady utilization of phones may likewise cause weight in young people. As indicated by a review led by Harvard T.H Chan School of General Wellbeing, youngsters who spend more hours daily on phones are bound to become stout. The concentrate further says that youngsters who spend over five hours daily before screens are 43% bound to get less rest or exercise, bringing about weight

Vision issues
Expanded utilization of mobile phones is said to cause vision issues in young people. According to a review led by 30 clinical understudies, 83% of them were found to have wireless vision conditions. The side effects incorporate pressure, redness, consuming sensation, obscured vision, and dry eyes.

Over-the-top use of mobile phones outperforms their value and makes new issues for young people. While you may not prevent your teen from utilizing a mobile phone, it is feasible to restrict the use by laying out some guidelines.

Prior to giving wireless to your youngster, ensure they know about the focuses underneath.

Tips On Safe Use Of Cells For Youngsters

Cells are staying put, basically not at any point in the near future. Along these lines, you want to show your adolescents about cell phone security and how to dependably utilize it. They additionally need to have concurred limits for cell phone use. Here are far to stay away from the antagonistic impacts of cellphones on youngsters:

Complete weight loss strategy

For those who want to lose weight

Research on the causes of obesity, knowledge about weight loss, and various diets for weight loss are updated every year. However, with the update of knowledge and the release of diet pills one after another, the obesity rate continues to rise every year, and there is no sign of wanting to decline. I used to be very, very fat, and I am also a person who is prone to obesity.

So I understand the voices of fat people, I really want to lose weight, but I tried many ways to lose weight at that time without success.

I have tried the common boiled meals on the market, eating less and moving more, but it was not until I tried other diets that I managed to lose weight. After I lost weight, I began to study the essence and method of losing weight, and wrote him in this weight loss strategy article, hoping to help you.

A few key myths about losing weight

The weight loss myth of eating less and moving more

The phrase “eat less and move more” is actually true, but most people do it wrong. Many people think that they should eat less of everything, so they limit their calories to a very low level, and it feels a bit like eating an ultra-low-calorie fairy meal. Then, for the hyperactive part, the first thing that everyone thinks of is aerobic exercise such as running, cycling, etc., but in fact, this is a very short-term and easy way to regain weight, mainly because eating too little is an easy way to lose weight. The reason for the loss of muscle mass, coupled with the fact that aerobic training is not helpful for muscle mass growth, causes the metabolism to drop too much.

Maybe you can lose 5 kilograms in this way, but if your metabolism declines, you will easily regain the weight. And it’s all the fat that gets back up, not the muscle you lose that makes you look fatter than before. This is what we call the yo-yo effect, lose weight, get fat back, get fatter than before, lose weight, get back on Fat, get fatter than before.

Stop taking diet pills and meal replacements

At this time, you may start to seek other ways, eat weight loss meal replacements, taking diet pills, and so on. But believe me, most diet pills will inevitably hurt the body, especially the gastrointestinal tract. You may actually lose weight in the moment, but when your gastrointestinal tract is damaged, you will be fatter than before.

The key to understanding how to lose weight

You must have thought, why some people will not gain weight no matter what they eat, while some people will gain a kilogram the next day after eating a little bread? What is the cause of obesity? This is not a simple answer that can be solved!

You can see the link to the picture below, mainly talking about the influencing factors of obesity, which are very, very complicated.

Image source: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/296290/obesity-map-full-hi-res.pdf

In the middle of this picture is the heat balance

So we can know that calorie balance is very important

But this article doesn’t keep preaching that calorie balance is the key to losing weight like other sites

If you don’t know what calorie balance is, you can probably imagine that our body has calorie consumption (exercise, thermogenesis, basal metabolism), and calorie intake (eating).

When calorie consumption exceeds calorie intake, the weight will drop, so the truth of weight loss is to eat less and move more, very simple. In the short term, it is really possible to simply achieve weight loss by eating less and moving more, but simplicity is not simple, because the operation of the body is very complicated. Many people think that they can control their calorie consumption, that they can achieve a lot of calorie expenditure by running all the time, and that eating fairy meals (low-calorie meals) can reduce calorie intake and then easily lose it.

However, according to research, 90% of people who use calorie control, eat less and move more to lose weight will fail or regain the weight.

Because eating less and moving more for too long, metabolism will easily drop, hormones will easily become imbalanced, and muscle mass will easily be lost. Even if you lose 10 kilograms, you will easily regain weight.

When losing weight, the body is like a factory

For me, the key to long-term weight loss and maintaining good posture is the environment in the body, such as hormones, the level of inflammation in the body, and the gastrointestinal system.

Think of the body as a factory

-Your hormones are the managers and workers of factory operations

-Inflamed condition is how good factory machinery and hardware are

-Calorie intake is wages for factories as well as fuel

If the manager of this factory is an idiot, or if the hardware in your factory is completely rotten, then no matter how it works, it will create a pile of waste. Just as our hormones are already out of balance and the level of inflammation in the body is very high, no matter how much you eat, if you don’t solve the existing problems, it will easily accumulate into fat. It may be easier to understand with a few examples.

Hormones vs Weight Loss

This study looked at the effects of sleep and weight loss

Research source: https://www.ncbi.nlm.nih.gov/pubmed/20921542

Both groups of humans were calorie-restricted, but one group slept 5.5 hours a night and the other 8.5 hours. Both groups lost weight, but the group that slept less lost 55 percent less body fat and 65 percent more muscle mass than the group that slept more. It is equivalent to losing weight, but most of the loss is muscle mass, which reduces metabolism and makes it easy to regain weight later.

There is such a big difference mainly because poor sleep has a negative impact. The imbalance of the secretion of these things will easily increase fat and reduce muscle.

This next study looks at the effect of insulin sensitivity on body composition!

Research source: https://www.ncbi.nlm.nih.gov/pubmed/19471290

Basically, many chronic metabolic diseases, obesity, and poor muscle-building effects are closely related to low insulin sensitivity. Insulin is an anti-catabolic hormone whose main function is to store nutrients in cells. For example, after heavy training, our muscles will be more sensitive to insulin, and the nutrients we eat will be more easily absorbed into the muscles. When insulin sensitivity is low, the nutrients we eat are more likely to be stored as fat rather than absorbed into muscles.

We can simply say that the nutrients in the food eaten by people who are insulin insensitive are more likely to be stored as fat, and the relative fat mass will be much higher than the muscle mass.

To put it simply, the key to losing weight is actually to improve hormones, improve inflammation in the body, and add an appropriate calorie deficit. It is not difficult to achieve a calorie deficit. What is more difficult is how to choose the type of food that suits your body to improve hormones and achieve a long-term good body.

If you only pursue short-term weight loss and rely on a lot of calorie deficits to achieve the effect of weight loss, and then the hormones are still the same after the loss, then I can guarantee that you will gain weight very easily.

With so many ways to eat on the internet, which diet should I try?

When talking about losing weight in Taiwan 30 years ago, everyone would definitely want to use boiled meals

When it came to losing weight five years ago, everyone might think of using a low-sugar diet. When it came to losing weight in the past two or three years, everyone might directly think of the ketogenic diet.

I lost 30kg in 3 months on a low-sugar diet myself for the first time, so I used to believe that a low-sugar diet was the best way to lose weight

But after my long-term understanding of weight loss-related research, genetic cognition, and observation of students, there is no diet that is most suitable for everyone! Although it is said that high-carbohydrate foods will most stimulate insulin secretion, which in turn promotes the storage of nutrients into fat, some people are naturally good at metabolizing carbohydrates, so they can still be healthy and strong after eating high-carbohydrate throughout their lives.

For example, this study compared the responses of people with high and low insulin sensitivity to high- and low-carb diets.

Research source: https://onlinelibrary.wiley.com/doi/full/10.1038/oby.2005.79

The study concluded:

-For people with high insulin sensitivity, eating high-carb and low-fat to lose weight is very helpful

-However, people who are insulin insensitive use a high-carb low-fat diet to lose fat, but the weight loss effect is not so good.

But on the contrary, studies have also shown that people with low insulin sensitivity have a very good weight loss effect on a low-carb high-fat diet, which shows that improving insulin is very important for weight loss, and it also shows that people with insulin insensitivity are more suitable

Lose weight with a high-carb diet.

So if you have been obese for a long time, you know that you eat carbohydrates easily, or you know that you have diabetes in your family and want to lose fat, then I would suggest that you can start by reducing carbohydrates, which is what we call low carb diet!

The Negative Impact of E-Levy on Mobile Banking.

DEFINITION OF TERMS

Mobile Banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet.

Electronic Transaction Levy or “E-Levy” is a tax applied on transactions made on electronic or digital platforms.

ADVANTAGES OF MOBILE BANKING

Mobile banking offers numerous benefits such as ease of transaction, convenience, time-saving, managing your finances, and budgeting. Some advantages of Mobile Banking in remote areas include:

Financial Inclusion — mobile banking offers convenient and easy banking services to people in remote areas. Thus, it allows banking on the go and offers all benefits of a banking system to rural areas without the presence of a financial institution.

Accessing the bank 24/7 — Mobile banking provides ubiquitous banking services without the need to visit the bank to have access to services. This offers time to benefit and ease of transacting at a distance.

Cost-benefit — Mobile banking saves the banks the cost of building physical infrastructures (branches) and maintaining branches and staff. Also, reduced costs on the customer side since the burden of visiting the bank for services is eliminated.

Improving resilience in the face of poverty — Mobile money acts as both a savings vehicle and a means of transferring funds during times of economic or environmental shocks.

Strengthening the formal economy — For many micro, small, and medium enterprises (MSMEs), opening a mobile money account can facilitate access to formal financial services. Mobile money is well placed to address the issue of informality that blights many developing economies and hampers domestic resource mobilization efforts. Mobile Money enables ease of transacting, thus increasing business profits for MSMEs.

Facilitating economic growth — Mobile money has been shown to contribute to economic growth by increasing both productivity and per capita incomes

DISADVANTAGES OF E-LEVY ON MOBILE BANKING

The design of mobile money taxation policy appears to be the antithesis of a well-designed tax system. The disadvantages include:

Inequity — Mobile money taxes as currently structured to create inequity in the tax system. As the tax is mostly borne by the poor and users of the services are subject to additional taxation (unlike bank or cash transactions), the principles of both horizontal and vertical equity in the tax system are contravened.

Uncertainty -. Uncertainty and lack of transparency over taxation systems can have a direct impact on the operations of the tax authority, increasing enforcement costs, as well as discouraging investment.

Inconvenience — The administration of mobile money transaction taxes creates an inconvenience for MMPs who must calculate and collect the tax on the revenue authority’s behalf. There is an additional inconvenience for users of the service for whom remote digital transactions become more expensive or out of reach if they revert back to cash.

Inefficiency — Badly designed mobile money taxes have been shown to have a distortionary impact on demand for mobile money services. This in turn has had negative impacts on overall tax takes, as well as impacting the attainment of national economic and development goals.

EFFECT OF MOBILE BANKING — CASE STUDIES

The decision to impose taxes on mobile bank transactions will trigger so many problems.

Ghana — According to The Fourth Estate Ghana; Although the government projects a 24% decline in transactions when the levy is finally implemented, preliminary findings published by the bank of Ghana indicate the value of mobile money transactions had dropped by 3.2 billion in December 2021, less than 2 months after the proposal to introduce E-levy.

Uganda — An e-levy of 1% introduced in 2018 has led to an overall drop in the person-to-person transaction by more than 50%, and a 24% drop in industry transactions within the same year the tax was introduced according to a report by Global system for mobile communication (GSMA).

Congo — An e-levy of 1% was introduced in 2019. The government had to reverse the tax on cash outs only due to negative results of the levy on Mobile money users such as a decline in mobile money agents (unemployment) and high-value withdrawals by people.

Other countries include Benin (5%) and Cameroun (0.2%). In all these countries, the e-levy has imposed a negative effect on the economy and people. If we want to ensure the financial inclusion of people in rural areas, we need to ensure that we encourage mobile banking by withdrawing the e-levy tax.

Reference:

https://thefourthestategh.com/2022/03/16/e-levy-this-is-what-happened-when-other-african-countries-passed-it/

Purohit, S., & Arora, R. (2021). The benefits and challenges of mobile banking at the Bottom of the pyramid. Journal of Contemporary Issues in Business and Government Vol, 27(1).

Charles G. Kpan, Jr. is an Information Technologist with over 5 years of experience in the provision of Information Technology Services and an emphasis on Web Development and Visual Branding. He’s the managing Director of CYGEC IT SOLUTIONS INC. and holds a bachelor’s Degree in Information Technology from Blue Crest University, Liberia.